With the current economic changes, a small shift in our behavior can make a big difference. Today I went shopping for a "new" outfit in my own closet. I pulled out an old skirt and top I had not worn in years and I'm feeling as sassy! I forgot how much I liked this polka dot number. Last week I painted my own nails and saved $35! So, when a friend sent this list to me today I was excited and wanted to share it with you.
1. Check your insurance policies for ways to lower premiums by raising deductions
2. Switch to generic brands where possible
3. Reduce your dining out habits
4. Join retailers' free rewards or loyalty programs
5. Replace one monthly movie date with one "at home" video evening
6. Redirect a portion of any pay increase to a savings account
7. When paying bills, make a "payment" to yourself and deposit this money into a savings account
8. Eliminate two trips to your favorite coffee shop each week
9. Review your phone and cable plans, looking for ways to get less expensive packages. We recently did this for our business and lowered the bill over $300/month!
10. Call your credit card companies and inquire about a lower interest rate
More tips at www.YourMoneyCounts.com. Or, for tips on how to both save and become more "green" at www.epa.gov/climatechange/emissions/ind_calculator.html.
Please share your "frugalicious" story with me!
Comments